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Link Payment Terms Field

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Payment terms field in accounts entity is  mapped with payment terms field in quotes entity, but for some reason when i create the quote and identify the account, the payment terms field does not take the value as identified in the account entity. 

I need to do this step, as each account has its own payment terms method, and i don't want  each time when i create a quote to search what is the payment method for this account. 


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